Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Dave is an exceptional realtor. He helped us ready our condo for sale. He is not pushy... just helpful. He checked out our condo ... gave us a range of what he believed was a fair market value ... had professional photos taken and went above and beyond to sell. He kept us in the loop at all times ... sold our condo in 3 days. Wow ... we would recommend Dave Dove in a heartbeat... He’s professional and kind.Ruth and Ron Newman